4th Quarter Winners is designed as a self-help tool that presents seven practical keys vital to developing a successful life plan. By tracking these keys, the reader can embark on a journey of self awareness, discovery, and fulfillment in the period of life that has long been overlooked for its positive features or mischaracterized by the thoughts of the past. It points the reader to the reflections and resources needed to achieve the rewards associated with the passage into a potentially exciting and rewarding period of life.